Franc: Someone stole my wallet last night.
Sheila: Oh no! What happened?
Franc: Well, I was working out, and I had put my stuff in my locker, just like I always do. When I came back, someone had stolen my wallet. I guess I’d forgotten to lock the locker.
Sheila: I’m sorry. That’s terrible! Did you lose much money?
Franc: Only about $20. But I lost my credit card and my driver’s license. What a pain!