Proficient
Having or showing knowledge and skill and aptitude
Good at something.....
Examples:
1. Reinalyn is proficient in programming.
2. Louella and Peny are proficient when it comes to electric matters.
3. We have a lot of proficient lawyers in town
Above water
out of trouble; free from debt
Examples:
1. It really feels good to be above water.
2. Sam and Kirk managed to be above water during junior high.
3. Mr. & Mrs. Peterson are having a hard time to be above water because of
their vices.